thank you for the comment david, daven will have an opinion on PCLR. taken together i think we might be close to 80/20 than 96/4. fraud at the highest levels can affect those at the lowest levels most dramatically -- they dont have time to prepare or hire assets, etc.

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Carin-Isabel Knoop (on Humans in the Digital Era)
Carin-Isabel Knoop (on Humans in the Digital Era)

Written by Carin-Isabel Knoop (on Humans in the Digital Era)

Pragmatic optimist devoted to helping those who care for others at work and beyond. Advocate for compassionate leadership and inclusive and honest environments.

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